by Insurance Broker on October 12, 2011
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The annual Medicare Part D Prescription Plans Open Enrollment period starts and ends earlier this year. It will be from October 15 to December 7. Open Enrollment is the one time each year when everyone with Medicare can enroll in a Part D prescription drug plan or Medicare Advantage plan for the first time, or Read More →
by Insurance Broker on October 6, 2011
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There has been a rise in Illinois individual health insurance plans in todays society. Having health insurance is a necessity for everyone. Today’s economy has caused some employers to drop their group heath insurance plans so that they can afford to keep their employees by cutting costs on health care. When you’re company no longer Read More →
by Insurance Broker on October 5, 2011
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With so many different types of Illinois health insurance plans and restrictions out there, it can be difficult finding the best health insurance in Illinois for you. However, this process is not impossible to do well with a little research. There are a few items to look for when deciding on an Illinois health insurance Read More →
by Insurance Broker on October 4, 2011
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For many companies the ability to provide Illinois group health insurance to their employees is a huge benefit that hard workers will truly value especially if they have a family to take care of at home. However sometimes the task of setting up group health insurance in Illinois can be difficult for many new and Read More →
by Insurance Broker on October 2, 2011
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Medicare has changed the “open enrollment” period this year. Therefore, beneficiaries need to study their options regarding Part D prescription drug and Part C Medicare Advantage plans. In prior years, the annual enrollment period did not begin until mid-November and lasted through end of the year, with any changes or choices made effective Jan. 1. Read More →
by Insurance Broker on September 20, 2011
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How does an Illinois resident with a pre-existing health condition find a quality Illinois health insurance plan? why does it seem like it is so difficult to find a pre-existing condition Illinois health insurance plan? Pre-existing conditions are defined as illnesses in which the person has gone to a physician, clinic, or medical facility and Read More →
by Insurance Broker on September 13, 2011
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An Illinois Health Savings Account (HSA) can be a great way to provide you with the opportunity to control your health care costs while enjoying some significant tax advantages. As an Illinois license health insurance brokerage, Health Insurance Services, Inc. is here to help you better understand your health insurance options. If you’re unsure as Read More →
by Insurance Broker on September 6, 2011
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There is a lot of talk about state run health insurance exchanges. Dont worry, private health insurance policies like Blue Cross & Humana are NOT going anywhere. If you read the post below you will see that nobody really knows how how the health care exchange in Illinois is going to work, not even the Read More →
by Insurance Broker on June 1, 2011
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Thank you for visiting my new website and blog. If you’ve taken a few minutes to navigate through my website you noticed that my name is Larry Smith, President of Health Insurance Services, Inc. Over my 20 plus years of experience in the insurance field I have gained a wealth of knowledge in all aspects Read More →